Flood Insurance Importance During Hurricane Season

Residents in Cape Coral, Florida, and along the Atlantic Coast are likely well aware of the threat posed by hurricanes. Even if you’re prepared to fortify your home, evacuate when necessary, and otherwise ensure your family’s safety if a storm is on the horizon, your financial security may be another matter.

That’s where Best Florida Insurance Services Inc. is ready to assist. Our dedicated team is well-versed in flood insurance and other coverage solutions related to hurricanes and will work with you to ensure you have the coverage you need.

What Is Flood Insurance?

Flood insurance is a specialized form of coverage that can financially protect you and your property from damage inflicted by floodwaters. Even a single inch of water seeping into your home could wreak havoc on the structure itself and your belongings, potentially leading to extensive financial repercussions. Fortunately, the right flood insurance can offset these losses and limit out-of-pocket expenses.

Why Do I Need Flood Coverage?

Many homeowners, particularly those in Florida, should be aware that floods are typically excluded from standard home insurance policies. This means that losses caused by hurricanes and other storms will normally not be covered.

That’s why exploring the offerings of the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program and private insurers should be a top priority. Even the most well-constructed and fortified homes could have significant damage inflicted on them by a hurricane, and without the right coverage, you’d likely be facing devastating consequences.

Additionally, if you’ve purchased your home with the assistance of a federally-backed mortgage, you may be required to carry flood insurance. Furthermore, if you’ve previously received FEMA aid in the wake of a flood, you’ll need to maintain coverage to ensure you’re eligible for additional assistance in the future.

We’re Here to Help

Contact Best Florida Insurance Services Inc. today to ensure you have the right flood insurance and are able to withstand the financial impact of hurricanes.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.