April 18, 2025
AgencyThe Role of Workers’ Compensation in High-risk Industries
Businesses in high-risk industries face many challenges and risks others don’t. Examples of these businesses include those in the oil and gas industry, mining operations, construction and healthcare. Workers in these fields are typically exposed to hazardous conditions or dangerous work environments and experience a greater chance of injury or illness; this makes workers’ compensation, […]
March 28, 2025
AgencySR-22-Compatible Insurance as a High-Risk Driver
Understanding what SR-22 insurance entails and how it can provide financial protection is crucial for those who need it. SR-22 insurance is not a type of insurance policy but rather a certificate of financial responsibility required by certain states for high-risk drivers. Your insurance company files this certificate with the state to confirm that you […]
February 21, 2025
AgencyHow Weather Events Impact Your Auto Insurance
Florida, known for its sunny beaches, is also a hotspot for severe weather events. From hurricanes to floods, these severe weather events can significantly impact auto insurance rates in the state. Hurricanes and Tropical Storms Florida experiences frequent hurricanes and tropical storms, which can cause extensive damage to vehicles. High winds, flying debris and flooding […]
January 29, 2025
AgencyWhy Contractors Need Insurance for Their Businesses
Contractors face unique risks and challenges in their line of work, making insurance an essential safeguard for their business. The following are several reasons why contractors need insurance: Protection Against Liability Contractors often work on projects that involve significant financial investments and potential hazards. After all, they may be working within someone else’s home, which […]
December 25, 2024
AgencyBusiness Interruption Insurance: Protecting Your Company
In today’s ever-changing business landscape, unexpected events can halt your company’s operations and jeopardize its financial health. Business interruption insurance can serve as a vital financial shield, safeguarding your company from the economic impact of unforeseen disruptions. What Is Business Interruption Insurance? Business interruption insurance can help reimburse lost income and cover typical operating expenses […]
November 26, 2024
AgencyWhat’s Not Covered by Your Standard Home Insurance?
Understanding the ins and outs of home insurance coverage can be a critical aspect of responsible homeownership. In addition to complying with various requirements, such as those established by mortgage lenders and homeowners associations, you’ll need the right policy to secure your financial interests. This makes it paramount that you understand the capabilities and limitations […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]